Insurer told to pay ₹52.41 lakh to victim’s kin

Three years after the death of a 32-year old man in a road accident, the Motor Accident Claims Tribunal, Chennai, has directed a private insurance firm to pay a compensation of about ₹52.41 lakh to his mother.

In her petition, Sheela Devi said her son M. Manikandan was riding his motorcycle in January 2016 when a mini-van rammed the bike causing his death. S. Suresh, the owner of the mini-van and vehicle insurer Cholamandalam MS General Insurance Co. Ltd., were named as respondents.

The Tribunal held that the accident happened due to rash and negligent driving by the van driver. The insurance firm claimed the owner of the van violated policy condition by allowing a person who did not possess a valid driving licence to drive it.

The Tribunal said it came to know that the van driver possessed a driving licence, but did not have badge endorsement to drive heavy vehicles. However, it said the firm did not produce proof to show that the vehicle in question comes under the heavy vehicle category.

“There is no violation of policy conditions, and there is no dispute regarding the coverage of insurance. Therefore, it is liable to pay compensation,” the tribunal, presided by S. Umamaheswari, ruled.

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